Why do I Need Mexican Car Insurance?

A road trip to Mexico demands all the required documentation as you are crossing the international borders. One of the mandatory documents there is Mexican car insurance. And this is the document you must not forget to keep with yourself in Mexico. However, everyone gets the car insurance done in his/her state. “Is their car insurance not sufficient?” - This question runs in every mind visiting Mexico.

Unfortunately, the answer is a strict "No."

Driving a car in Mexico demands all the documents in compliance with Mexican law. Not having car insurance for Mexico doesn't fulfill the required mandates. It is crucial for the safety of your vehicle as well as the driver. Moreover, it is crucial for your safety as well. Let's walk through the reasons to buy Mexican insurance for your car.

They do not recognize and accept Car Insurance from our Countries and States

The legal codes vary in Mexico from there in the United States. Hence, the insurance laws are also different in these places. So, whenever you take a road trip to Mexico, you should have Mexican car insurance with you. It is proof of financial responsibility that you should consider.

In some instances, the American insurance policy will cover the physical damages to the car. But that is limited to only 25 miles from the border. Not beyond this limit will the American policy help you.

Amigo Mex Insurance can help you get the Mexican Car Insurance along with the guidelines for complying with Mexican Law.

Carrying Coverage is Mandatory according to Mexican law

Liability insurance is a must for all car drivers in Mexico. Mexico deploys the at-fault insurance system to recognize and explain who will pay for the accidental damages. In case you are responsible for the accident, you will be liable to pay for the damages to the vehicle. Liability insurance helps fulfill the mandates.

Yes, the insurance from your state will provide some coverage, but not the liability coverage. So you see, you got no protection against at-fault accidents. Hence, please consider Mexican car insurance as the utmost requirement. Amigo Mex Insurance suggests having liability coverage up to $3,00,000 to cover the risk during the accident.

Coverage is Mandatory to cross Borders

Like America, the strict laws and policies are applicable in Mexico too. If the police catch you without necessary documents, they will apply penalties. The Mexican car insurance is crucial among these documents. The best practice is not to leave any scope for a penalty.

It is necessary for your vehicle's protection

You want compensation for the physical damage in the car, even during the trip to Mexico. So, you have to ask the agent to add the insurance for physical damage also.

Mexican Car Insurance is more expensive than American policies. The car insurance for Mexico includes additional travel expenses as well as other costs. You can contact your insurance agent to get an insight into Mexican car insurance.

You get Legal Assistance in case of Accidents because of your fault.

Mexican policies deploy the at-fault insurance system for vehicles. The police will temporarily arrest or detain you if you suspect at fault in an accident. You will face this inconvenience only until the complete verification is done.

The Mexican policies regarding car insurance assist in these circumstances. They provide you the legal bail and lawyer support in case you want to settle the damage. So, with Mexican car insurance, you can travel freely without worries.

Amigo Mex Insurance takes the responsibility to offer you the appropriate information as well as insurance. All you need is to plan your trip in Mexico, and we'll assist you with all the necessary documentation.

Resource Article: Why do I Need Mexican Car Insurance?